Caveats for the customer-facing-calculators brief: every conversion-lift figure is unproven; nearly all are vendor-self-reported

The honest summary of source quality across this brief:

Practical posture for Candid: treat every conversion-lift figure in this space as unproven. The case for or against a calculator should be made from the mechanisms (anchoring, qualification, upkeep cost, legal exposure) — not from borrowed stats. See R5 — Disregard vendor-sourced "interactive content converts better" statistics in client conversations.