Progressive consumer-savings marketing ($169/$322/$328 avg, "up to 30pct," $1.2B discounts) — EXCLUDED from any article as edge evidence

Claim. Progressive markets consumer-side savings figures ($169-$328 average per year, up-to-30pct discounts, $1.2 billion in discounts paid). These are consumer savings, not the firm's information edge — and they are vendor self-reports without independent audit.

Source. Progressive corporate marketing, recirculated across the trade press.

Confidence. Vendor self-report. Excluded as outcome evidence for the article.

Caveats. These figures describe what discounted customers saved; they say nothing about the firm's profitability on those segments or the residual information-asymmetry advantage. Confusing the two is a common error in vendor-recycled telematics writing.

Implication / use. Use this entry as the exclusion record: when the recycled "Snapshot saves drivers $322 a year" appears in a draft, swap it for Progressive CIO Ray Voelker — Snapshot "given us access to segments of the auto insurance markets that we normally did not attract" or Progressive — pricing accuracy framed as individuals vs actuarial class ("customers want to be treated as individuals — not as members of an actuarial class") — the actual edge evidence.