Tarion QFE + Enrolment Confirmation — builder must be HCRA-licensed first, then qualify and enrol each home before excavation/foundation

Claim: Two-step builder authorization for new-home construction in Ontario:

  1. HCRA licence — required to legally build or sell new homes (see HCRA licensing requirements: technical competency, financial responsibility, conduct history, honest disclosure, licensing interview).
  2. Tarion QFE + Enrolment Confirmation — required for each home:
    • Qualification for Enrolment (QFE) Confirmation before agreeing to sell or starting construction.
    • Enrolment Confirmation before excavating or beginning the foundation.
    • Municipalities generally will not issue building permits without Enrolment Confirmation.

Builder obligations (ongoing):

Source: https://builderportal.hcraontario.ca/en-US/faq/; Tarion QFE documentation.

Confidence: Verified.

Builder-specific security: Tarion's QFE process can require additional security (letters of credit, security deposits) set in a Notice of Proposal of Conditions, based on a risk profile. New builders typically face higher security requirements than established licensees.

Companion: HCRA + Tarion are two distinct gates — an Ontario new-home builder needs both to legally build or sell for the rule that both gates are required.