{"id":900,"slug":"tarion-post-2021-retained-roles-warranty-administrator","title":"Post-Feb 2021 split: Tarion retained warranty administration, deposit protection, Guarantee Fund, conciliation; HCRA took licensing and conduct","kind":"reference","scope":"business","status":"current","audiences":["kevin","smb-owner","candid-team"],"topics":["gc-vertical","tarion-warranty","regulatory-signals"],"reference_body":"**Claim:** When the New Home Construction Licensing Act, 2017 came into force on **February 1, 2021** and HCRA was designated as Ontario's new-home builder regulator, the previously-combined Tarion role was split. From that date:\n\n**HCRA took over:** licensing, competency assessment, code-of-conduct enforcement, complaints about builder conduct, illegal-building investigations, and the Ontario Builder Directory (OBD).\n\n**Tarion retained:** warranty administration, the Qualification for Enrolment (QFE) process, home enrolments, deposit protection, the Guarantee Fund, conciliation and claims resolution, and pre-possession risk-based inspections.\n\n**Sources:**\n- Tarion announcement: <https://www.tarion.com/media/introducing-home-construction-regulatory-authority-and-new-changes-tarion>\n- HCRA mandate: <https://www.hcraontario.ca/what-we-do/>\n\n**Confidence:** Verified.\n\n**Transition mechanics:** Builders in good standing on Feb 1, 2021 had their Tarion registration numbers automatically transferred to HCRA licence numbers. New applicants must now be **HCRA-licensed first** before they can apply to Tarion for QFE Confirmation and enrol any home. See [[tarion-qfe-enrolment-confirmation-builder-obligations]].\n\n**Why this matters for Candid:** Anyone explaining the Ontario new-home regulatory landscape needs both bodies in the picture. The clean shorthand: **HCRA licenses builders; Tarion insures homes.** See [[tarion-plus-hcra-dual-gate-requirement]] for the rule.","rationale_body":null,"metadata":null,"links":{"outgoing":[{"slug":"hcra-launched-feb-1-2021-replaces-tarion-regulator","title":"HCRA launched February 1, 2021 as Ontario's new-home builder regulator; 7,232 licensees at March 31, 2025","kind":"reference","scope":"business","link_type":"depends-on"},{"slug":"cunningham-review-2016-2017-tarion-conflict","title":"Cunningham Review (2016-2017) recommended separating Ontario's home-warranty regulator from the insurer — the origin of HCRA","kind":"reference","scope":"business","link_type":"relates-to"},{"slug":"tarion-plus-hcra-dual-gate-requirement","title":"HCRA + Tarion are two distinct gates — an Ontario new-home builder needs both to legally build or sell","kind":"rule","scope":"business","link_type":"relates-to"}],"incoming":[{"slug":"research-brief-tarion-ontario-may-2026","title":"Research brief: Tarion Warranty Corporation — definitive reference (May 2026)","kind":"reference","scope":"business","link_type":"relates-to"},{"slug":"tarion-builder-display-rules-no-tarion-registered-post-2021","title":"Tarion / HCRA marketing rules — builders must NOT use \"Tarion Registered Builder\" post-Feb 2021; must display HCRA licence; \"Backed by the Tarion Warranty\" is permissible","kind":"reference","scope":"business","link_type":"depends-on"}]},"created_at":"2026-05-24T14:19:39.427Z","updated_at":"2026-05-24T14:19:39.427Z"}